Hartford, Connecticut, Attorneys ◊ Uninsured Motorist Claims
Every auto insurance policy in Connecticut is required to come with both uninsured and underinsured motorist coverage. If you were injured by an uninsured motorist, an underinsured motorist or even by a motorist who fled the scene, you can still pursue a personal injury claim for pain and suffering, medical bills, and lost wages.
The lawyers at Wein & Palermo, LLC both have more than 22 years of experience in personal injury law. Attorney Wein and Attorney Palermo will provide attentive, hands-on representation throughout your entire case. For a free consultation and detailed case analysis, call 877-264-7932 or contact us online today.
Filing an Uninsured Motorist Claim
If an uninsured motorist caused the accident in which you were involved, you will be able to bring a personal injury claim against your own automobile insurance company for pain and suffering, medical bills, and lost wages.
You may also use your uninsured motorist coverage in hit and run accidents where the at-fault driver flees the scene.
Filing an Underinsured Motorist Claim
If the other driver does not have enough automobile liability insurance coverage to properly compensate you, you may be able to pursue an underinsured motorist claim with your own automobile insurance company.
For example, if you have a $100,000 underinsured motorist policy limit, and someone with a $50,000 policy causes you $150,000 worth of damage, you can still only recover a total of $100,000. You will receive $50,000 from the at-fault individual and $50,000 from your own underinsured motorist coverage. You can not add the two policies together to recover more than your policy limit.
Please be advised: this area of law is very complicated. There are many rules and exceptions. If you have an underinsured or uninsured motorist claim, you should speak directly with a lawyer to understand your rights and options.
Asking the Right Questions — Finding Insurance Coverage
There are also potential avenues for you to find insurance coverage to compensate you for your injuries, even if you do not have car insurance. But if your lawyer does not ask the right questions, those avenues may go unexplored. For example, did you know that you may be able to get uninsured motorist coverage under the policy of a relative you share a residence with?
Wein & Palermo, LLC undertakes a thorough, detailed analysis of every case to make sure that no potential source of coverage is missed. For a free consultation and detailed case evaluation, call Wein & Palermo, LLC at 877-264-7932 or contact our offices online today.
